Welcome to 1986 3rd Street, a charming 1959 single-level home nestled on an oversized lot in the heart of White Bear Lake. Just minutes from the lake, downtown shops, top-rated restaurants, and schools, this home offers both convenience and comfort. Inside, you'll find 3 spacious main-level bedrooms, 2 baths, and 1,804 finished sq. ft. of well-maintained living space. The lower level features a cozy family room, large laundry area, office, flex room, and a bonus room—two of these rooms could become legal bedrooms with the addition of egress windows. Enjoy the beauty of mature gardens, a concrete driveway, an oversized 2-stall garage, and a storage shed. Updates include a newer roof, fresh interior paint, and new carpet in the lower level. This lovingly cared-for home is ready for its next chapter!